Job Title

Underwriting Portfolio Strategist At Rosabon Financial Services Limited

Requirements

Rosabon Financial Services Limited - Award winning Rosabon Financial Services is a member of the Concept Group. Licensed by the Central Bank of Nigeria, CBN on April 22, 1993 and being a long standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.

We are recruiting to fill the position below:

Job Title: Underwriting Portfolio Strategist

Location: Lagos
Employment Type: Full-time

Job Summary

Underwriting Portfolio and Strategist will carefully monitor the underwriting unit’s portfolio and constantly optimizing same for effective performance, as well as translating and communicating high-level directions for ‘front line’ underwriters, i.e., underwriters assessing risks on individual accounts, to follow.
Duties & Responsibilities

Develop strategies that can enable risk control.
Demonstrate a high degree of empathy for the business and customers, and bring creativity and structured thinking towards portfolios management and policy design/implementation.
Develop strategies to determine loan risk and customer behavioral trend.
Partner with business units and other stakeholders to develop credit strategies to meet business goals
Monitor the existing policies and develop new ones to ensure that the portfolio quality is within expectations while enabling business growth.
Keep abreast of latest analytical tools and techniques and use them to develop strategies
Act as gatekeepers to ensure adequately priced and fairly selected exposures are entering the company’s books.
Monitor competition’s contracts and strategies and with it, ensure adequate benchmarks in line with the company’s risk appetite.
Assist the sales department to understand how and why certain product features and customers help or hinder risk mitigation and may influence the books.
Liaise with the product department to analyze all products and product features, and consequently, design an effective strategy around first level analyses before disbursement.
Requirements

B.Sc. in Finance, Accounting or any relevant field.
Highly analytical and love to analyze data to generate information
Excellent communicator to present and explain your strategies to multiple internal stakeholders
Have 2+ years of experience managing credit for unsecured lending portfolios
In-depth knowledge of IFRS principles and changes.

Method of Application

Interested and qualified candidates should send their Applications to: careers@conceptgroup-ng.com using the Job Title as the subject of the email.

Deadline

20th January, 2023.

Salary

Attractive